What is ZIPZERO?

ZIPZERO’s mission is to help consumers monetise the enormous value in our shopping data. Every day, global giants like Google and Facebook track our transactional behaviour and earn cash by allowing retailers to target us online. Meanwhile, none of this wealth is shared with the owners of that data – the consumer. 

 

We started ZIPZERO in the belief that consumers have a right to some of the money that is earned on the back of our shopping data. We created a smart tool – the ZIPZERO app – to give everyone the ability to gain access to these funds. Furthermore, we wanted to put this money directly towards an essential cause – monthly bill payment. 

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GET REWARDED FOR YOUR SHARED RECEIPTS

By snapping your shopping receipts with the ZIPZERO app, you give us insights into your preferences. Next, based on the data you share, we give you personalised premium offers so that you can easily find the products you want and need.

0.5% base reward

ZIPZERO gives you a guaranteed 0.5% to pay your utility bills. You can earn these ‘base reward units’ on every single purchase you make.

Snap & share

ZIPZERO is the only app that allows you to earn funds from sharing the details of your in-store and online purchases — and use those funds to pay your monthly bills!

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LET YOUR SHOPPING PAY YOUR BILLS

Every time you shop with one of our retail partners and earn a premium reward, ZIPZERO earns a commission from processing the sale. We use the majority of this commission to cover the rewards you earn from sharing your data within the app. This is how we close the loop on a fair consumer exchange.

Bigger rewards with premium offers

Shop with one of our premium retail partners to earn even bigger rewards. Simply start your shopping trip via ZIPZERO and share your digital receipt to gain units towards your monthly bills.

Choose any shop or offer

Browse through our partner offers or search for your favourite brands directly within the app.

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USE YOUR REWARDS TO PAY THE BILLS

Earn up to £50 in rewards each month to cover any utility bill payment you choose:

  • Electricity
  • Water
  • Gas
  • Internet
  • Phone
  • Council Tax

Get more info on how to use ZIPZERO to earn rewards on your everyday shopping and cover your monthly bills in our FAQs

LATEST NEWS

Can I do my online shopping with ZIPZERO on my desktop?How To

The ZIPZERO TeamNovember 22, 2021

Can I do my online shopping with ZIPZERO on my desktop?

Our new app is introducing a whole new online shopping offer to ZIPZERO — with even more cash towards your bills thanks to Premium Offers from our retail partners. 

Read More

What is the difference between my base and premium rewards?How To

The ZIPZERO TeamNovember 22, 2021

What is the difference between my base and premium rewards?

Our new app is introducing a whole new online shopping offer to ZIPZERO — with even more cash towards your bills thanks to Premium Offers from our retail partners. 

Read More

How does Online Shopping work?How To

The ZIPZERO TeamNovember 22, 2021

How does Online Shopping work?

We answer some of your most common questions regarding the new & improved online shopping feature.

Read More

GOT QUESTIONS? WE CAN HELP!

ZIPZERO’s mission is to help consumers monetise the enormous value in our shopping data. Every day, global giants like Google and Facebook track our transactional behaviour and earn cash by allowing retailers to target us online. Meanwhile, none of this wealth is shared with the owners of that data – the consumer. 

We started ZIPZERO in the belief that consumers have a right to some of the money that is earned on the back of our shopping data. We created a smart tool – the ZIPZERO app – to give everyone the ability to gain access to these funds. Furthermore, we wanted to put this money directly towards an essential cause – monthly bill payment. 

By sharing your shopping receipts with ZIPZERO, you also allow us to gain insights into your needs and preferences. Next, on the basis of the data you share, we can tailor special offers that are personalised so that you can easily find the products you want. 

Every time you shop with one of our retail partners and earn a premium reward, ZIPZERO earns a commission from processing the sale. We use the majority of this commission to cover the rewards you earn from sharing your data within the app. This is how we close the loop on a fair consumer exchange. 

ZIPZERO offers two types of reward units:

  1. A base reward of 0.5% of the value of any physical shopping receipt scanned into the app or an online purchases confirmation shared with ZIPZERO.
  2. Premium rewards earned for shopping with our dedicated retail partners allows you to gain Premium Units. The value of this reward will vary depending on the particular offer selected within the app. 

The reason for this distinction is that we are financing base rewards from the commission earned from processing premium rewards offered by our retail partners. By shopping with our partners, you make it possible to also earn rewards on non-partner shopping. In addition, all the shopping data you share from non-partner merchants allows us to better personalise our premium offers to your preferences. This allows us to close the loop on a fair consumer exchange while improving your shopping experience.

You can use both your base and premium reward units as soon as they are made ‘Available’. When you have accumulated at least £5 in ‘Available’ reward units, you can order payment of a bill to your chosen utility provider (Biller). 

You can add a biller and order payment at any time simply by adding your biller’s account details and clicking a button. There is no limit to the amount of ‘Available’ reward units you use for bill payment each month.  

All the rewards you accumulated in the past will remain in your account in the new version of the app. These funds are now called base reward units. 

The only difference is that the status of these historic rewards will go back to ‘Pending’. Your base reward units will become ‘Available’ on a pound-by-pound basis according to the amount of premium reward units you have earned.

For example, as soon as you have £1 in premium reward units available, another £1 in base reward units also becomes available – giving you a total of £2 for bill payment. 

We acknowledge that this is a significant shift from how the app has worked up until now. Find out more on why we are implementing this change here.

We pride ourselves on keeping our privacy policy transparent and we are committed to protecting your personal data. We will never sell your personal data to any third party without asking for your consent. 

Whatever data we collect via the App, we use for the purpose of improving your user experience and preparing personalised premium offers from our partner retailers.This exchange provides the opportunity to earn even more cash towards your bills every month. 

If at any point we change our privacy policy, we will keep users informed about the details and purpose of those changes.

No. ZIPZERO rewards are strictly reserved for making bill payments. ZIPZERO does not allow the transfer of funds to you or any other private individual via Paypal or bank transfer. Funds can only be transferred to a verified Biller for a legitimate service: electricity, water, gas, telephone, Internet, TV and Council Tax.

No. ZIPZERO is free to use via the app that is available on both iOS and Android from 22nd November 2021. 

Still have a question? Check out our Help Centre here or write to us directly via contact@zipzero.com.